by Kirsten Simmons
If you’ve ever asked for a cheap, safe and easy method of managing your finances, I’m sure someone suggested you just make a spreadsheet.
While it is safe and cheap, three out of four of you won’t be able to maintain it.
I’m not saying that in any negative way – in fact, it’s nothing that you have control over.
Your personality type makes it extremely difficult for you to maintain a spreadsheet.
Fortunately, there are plenty of other methods of money management that are safe, cheap and easy!
by Stephanie LH Calahan
I know that you have heard the phrase “time is money”, but have you ever considered what that really means to you and your business?
The very simple and small things that you do or don’t do add up to really big numbers that impact your productivity.
Every minute you are more productive, your business grows.
Have you heard about the BSOS plague sweeping across our nation?
Less than two weeks ago, during #smallbizchat on Twitter I learned of this awful disease.
Now it seems to be everywhere, even in a blog post on ProBlogger yesterday.
It’s a sign. It’s meant to be.
I need to save the world from BSOS! Quick, read on before we all become mindless spending zombies.

I’m sure a collective sigh of relief can be heard across the country as the US tax season ends.
You may have wondered if the pain would ever end. If the receipts would ever get sorted. Or if a new and cruel form of Groundhog Day had transformed your life.
I know many experts and gurus claim you can outsource all sorts of things to third world countries and make a killing.
Of course they don’t say it like that. They throw around phrases like “cost of living differential” and claim you can get the same talent for pennies on the dollar.

Double down, ante, hold, all-in, bluff…
You probably recognize these common gambling terms.
What about muck, tilt, parlay, or cold dice?
Don’t know what these mean? That’s okay, neither did I (keep reading and you will).
I used to say I wasn’t a gambler. My idea of going crazy at a casino is playing the $3 craps table until my $20 is gone.
Then I realized I AM a gambler. All entrepreneurs and small business owners are gamblers. We just know how to stack the odds in our favor. Once I embraced this concept, a simple, effective budgeting tool was born.